New Law Allows For Free Credit Freezes

Looking for stronger ways to protect your credit? Thanks to a new federal law, soon you can get free credit freezes and year-long fraud alerts. Here’s what to look forward to when the law takes effect on September 21st: Free credit freezes What is it? A credit freeze restricts access to your credit file, making it harder for identity thieves to open new accounts in your […]

Read Me

FTC Shutting Down 2 More Companies Who Made Billions of Robocalls

The Federal Trade Commission has filed a complaint in federal district court seeking to stop two related operations and their principals who allegedly facilitated billions of illegal robocalls to consumers nationwide, pitching everything from auto warranties to home security systems and supposed debt-relief services.     The FTC charged the defendants with violating the agency’s Telemarketing Sales Rule (TSR). Virtually all telemarketing robocalls to consumers are illegal […]

Read Me

More Student Loan Scams: Bloom Law Group and Strategic Student Solutions

The defendants in two student loan debt relief cases have agreed to settle Federal Trade Commission claims that they charged consumers illegal upfront fees and falsely promised to help reduce or forgive student loan debt burdens. The settlements with Strategic Student Solutions and Bloom Law Group are part of a coordinated federal-state law enforcement initiative targeting deceptive student loan debt relief scam announced by the […]

Read Me

Anything is Possible: Healing is Possible

Many sexual abuse survivors feel hopeless, lost, confused and angry. These feelings often intensify overtime if they are not dealt with appropriately. Finding a counselor, psychologist or coach who specializes in trauma is a key component on your path towards success. With the right help, healing is possible. Hope can be restored. As shown in Deuteronomy 30:3-6, God is a God of restoration: God, your […]

Read Me

New Tax Scams

They’re at it again… tax scammers scheming new ways to steal personal information and money. In the first scenario, identity thieves file a fake tax return and have the refund deposited into your bank account. The thieves then contact you, often by phone, and — posing as the IRS or debt collectors for the IRS — demand you return the money to the IRS. But […]

Read Me

Sicard: Another Bad Debt Collector Shutdown

The final defendant in an operation that posed as lawyers and falsely threatened to sue people or have them arrested for failing to pay on debts they did not owe is banned from the debt collection business under a recently entered court order. At the Federal Trade Commission’s request, the federal court entered a default judgment against Dequan M. Sicard, granting the injunctive and equitable monetary […]

Read Me

Together We Stand a United Force

As fire brightens the darkest places, a group of young men experienced the freedom and power of bringing their past trauma to light. As a group of men were sitting around a bonfire, one man revealed their story of child sexual abuse. The boldness of this individual to speak up, inspired other men around the fire to disclose their own child abuse traumas. As the stories […]

Read Me

America Financial Benefits Center: Another Debt Relief Scam

The Federal Trade Commission has charged a student loan debt relief operation with bilking more than $28 million from thousands of consumers throughout the country by falsely promising that consumers’ monthly payments would go towards paying off their student loans. This is the eighth action the FTC has taken in Operation Game of Loans, the first federal-state law enforcement initiative targeting deceptive student loan debt relief […]

Read Me

Scammers Calling Pretending to be Neighbors

When your phone rings and it looks like a local call, you may be more likely to answer. Scammers count on this and can easily fake caller ID numbers. They even can match the first six digits of your own number, which is called “neighbor spoofing.” The urge to answer can be tough to resist, since you might worry it’s a neighbor who needs help, […]

Read Me

Scam: Fake Email From Secretary of State Tillerson

There are many scammers who pretend to be government officials – from the IRS, Social Security, and even the FTC. The latest twist is an email from – supposedly – the Secretary of State. In the email, someone pretending to be Secretary Tillerson says you’re owed a payment – which he knows about because of an investigation by the FBI and CIA. The email goes […]

Read Me